1. Definition of Terms:

1.1 Service Definition:

The "Service" provided by Adria Fintech Journal encompasses the distribution of printed and digital magazines and information tailored for finance professionals, focusing on digitalization, IT, and sustainability.

2. User Eligibility:

2.1 Eligibility Requirement:

There are no specific eligibility requirements or age restrictions for users to access Adria Fintech Journal.

3. User Obligations:

3.1 User Obligations:

Users accessing our service are obligated to maintain the confidentiality of purchased digital information, do not redistribute or share digital versions of the magazine, and adhere to password access guidelines.

4. Registration and Accounts:

4.1 Registration Process:

To register or subscribe, users are required to create an account. This involves providing necessary information such as name, contact details, and payment information. Different subscription plans are available, including semi-annual, annual, corporate subscriptions for single or multiple copies, private individuals, and students.

5. Intellectual Property:

5.1 Intellectual Property Handling:

All intellectual property rights for original content belong to Anoa doo Belgrade. Content provided by advertisers or contributors is used exclusively for magazine purposes. Content sourced from Creative Commons or royalty-free platforms is appropriately credited in the impresum.

6. Payment and Subscription:

6.1 Payment and Subscription Terms:

Payment methods include credit cards, other payment platforms, direct debit, SEPA Instant payment, and bank transfer. Subscription plans vary in duration and type, catering to different user categories.

7. Privacy and Data Protection:

7.1 Data Handling:

User data is handled in accordance with our Privacy Policy, available for reference.

8. Termination of Service:

8.1 Termination Conditions:

The service can be terminated by the service provider or user in the case of a breach of stipulations, including the redistribution of content, sharing of passwords, or failure to pay subscriptions.

9. Limitation of Liability:

9.1 Liability Disclaimer:

Adria Fintech Journal disclaims liabilities to the extent permissible by law. This includes, but is not limited to, events such as force majeure.

10. Dispute Resolution:

10.1 Dispute Resolution Process:

Disputes will primarily be resolved through arbitration and mediation.

11. Amendments to Terms:

11.1 Amendments Procedure:

The Terms and Conditions can be amended through a standard procedure, ensuring users are notified of changes.

12. Governing Law:

12.1 Jurisdiction:

The Terms and Conditions fall under the jurisdiction of the Republic of Serbia.

13. Contact Information:

13.1 Contact Details:

Email: marketing@adriafintechjournal.com

Anoa doo, ul. Strumicka 84, 11000 Beograd

Phone: +381 62 757478